V.I.P. Mortgage, Inc.
9221 East Vía De Ventura, Scottsdale, AZ 85258
https://www.vipmtginc.com/
Internal Reviews
(13 reviews)
Total loans closed with Loan Factory
166
Total loans closed with Loan Factory (past 12 months)
38
Lender overview
Basic information
For AR, CA, LA, NJ, OK, and TX V.I.P. Independent Mortgage, Inc. ISAOA 9221 East Via de Ventura Scottsdale, AZ 85258 For OH V.I.P. Independent Mortgage, Inc. ISAOA (V.I.P. Mortgage, Inc.) 9221 East Via de Ventura Scottsdale, AZ 85258 For All Other States V.I.P. Mortgage, Inc. ISAOA 9221 East Via de Ventura Scottsdale, AZ 85258
Closing Protection Letter (CPL) V.I.P. Mortgage, Inc. ISAOA/ATIMA 9221 East Via de Ventura Scottsdale, AZ 85258
Lock policies & Fees
Lock Policies
Locks can be extended at a cost of .02 per day for 1 - 45 days.
A lock can be extended a max of 4 times, not to exceed a maximum amount
of 45 days (cumulative).
- 15 day relock: Worse Case pricing plus .30 relock fee
- 30 day relock : Worse Case pricing plus .60 relock fee
Lender's niche & Overlays
Excellent pricing on Conventional loans and Government.
TX Homestead loans
Manual Underwriting on VA & FHA
JUMBO AUS
Reverse Mortgage
Non-owner occupied conventional transactions
USDA
Minimum fico of 600 on all products.
Down to 580 on exception for FHA & VA
Lender turn time
2
1
1
Review - V.I.P. Mortgage, Inc.
3.6
13 Google Reviews
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